Quick move-in home

14385 W Soft Wind Drive

at Rio Vista at Rancho Mercadoby Taylor MorrisonSurprise, AZUpdated in the last 2 days

$439,9904 bd2.5 ba2,123 sq ft

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Price
$439,990
Beds / Baths
4 bd / 2.5 ba
Square feet
2,123
Construction stage
Est. completion
June 2026
Lot
1929
Garage
2-car
Stories
2

About this home

This two-story home at 14385 W Soft Wind Drive in Rio Vista at Rancho Mercado offers 2,123 square feet with 4 bedrooms, 2.5 bathrooms, and a 2-car garage, priced at $439,990. The floor plan places a half bath and open kitchen, dining, and great room on the main level, with three secondary bedrooms, a full bath, laundry room, and a separate primary suite upstairs. Built by Taylor Morrison with an estimated completion date of June 30, 2026, the home sits on a lot with no rear neighbors and includes a paver driveway.

Built on the 35R3 floor plan. This page describes a specific physical home; the plan page describes the build-to-order concept.

Incentives that may apply to this home

Rate program
Conventional Fixed Rate

Limited-time reduced rate available now when using Taylor Morrison Home Funding, Inc. Rate from 4.50% (4.60% APR).

Requires the builder's preferred lender · Ends Jul 31, 2026 · Verified Jul 13, 2026

Full terms & fine print

Whether this can be combined with other offers is set by the builder — confirm before relying on stacking incentives.

Limited Time Fixed Interest Rate 4.50% / 4.60% APR ("Promotion") valid on new home contracts entered as of 6/24/26 - 7/12/26 ("Promotion Period") on select Phoenix area Quick Move-in Homes that close on or before 8/5/26 (each, an "Eligible Home"). The advertised annual percentage rate ("APR") of 4.60% APR is calculated using seller incentives and is based on a Conventional 30-Year fixed rate mortgage with a Total Purchase Price of $500,000 and a loan amount of $400,000, 20% down payment and 780 median credit score. Available for conventional conforming loan limits, owner-occupied only. Taylor Morrison has locked in, through Taylor Morrison Home Funding, Inc. ("Affiliated Lender"), a fixed interest rate for a pool of funds (minimum loan amount $225,000). Rate is only available for a limited time until pool of funds is either depleted or rate expires. At closing, Seller agrees to pay up to $8,000 towards seller paid Temporary Buydown Fund, closing costs, up to one year HOA Dues, pre-paids and/or discount points. For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.taylormorrison.com/home-financing prior to submitting offer to qualify for the finance Promotion; (2) use the services of Closing Agent selected by Seller and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria. Seller reserves the right to modify the above finance Promotion terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must use both the Closing Agent selected by Seller and finance through Affiliated Lender to receive the finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines. Maximum seller contributions apply. Not to be combined with any other incentive offer, except as otherwise expressly set forth above or in an Incentive Addendum to the Purchase Agreement. Other restrictions may apply. Taylor Morrison Home Funding, Inc. is not acting on behalf of or at the direction of HUD/FHA or the federal government. Not all Borrowers will qualify. Services not available in all states. Taylor Morrison Home Funding, Inc. NMLS #8588, 495 N. Keller Rd. Suite 550, Maitland, FL 32751. Licensed locations: AZ: #0917436 | CA: DFPI #4130023 | CO: Registration #8588, PH# (866) 379-5390 | FL: MLD1920 | GA: #52654 | IN: #DFI-66890 | NV: #3938 (branch located at 1820 Festival Plaza Dr., Ste. 220A, Las Vegas, NV 89135 PH# 702-680-1085) | NC: #L-191654 | OR: #ML-4272 | SC: #MLS-8588 | TX: #8588 | WA: #CL-8588 | www.nmlsconsumeraccess.org

What these offer types mean
Rate program
The builder lowers your mortgage interest rate, either for the first year or two or for the life of the loan. Terms and APR vary and usually require the builder's lender.

Incentives can change or end without notice, vary by home and buyer eligibility, and may require financing through the builder's preferred lender. This platform does not guarantee availability. Verify all terms directly with the builder before relying on any offer.

Payment calculator

Est. monthly payment

$2,587/mo

Based on today's market rate

Monthly payment breakdown: Principal & interest $2,227 per month; Property taxes $224 per month; Homeowners insurance $37 per month; HOA $99 per month.
Payment details
  • Principal & interest$2,227
  • Property taxes$224
  • Homeowners insurance$37
  • HOA$99
Price: $439,990

Estimate only — not a loan offer. Market average · updated 3 days ago.

View assumptions
  • Down payment 20% · Excellent credit.
  • Property tax 0.61% and homeowners insurance 0.10% of price per year (estimated; actual amounts vary by home).
  • Rate source: Optimal Blue via FRED.
  • APR (est.) 6.71% includes an estimated 2% closing-cost assumption; the note rate itself carries no fees.

Location

14385 W Soft Wind Drive, Surprise, AZ

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Pricing, availability, incentives, dimensions, and completion dates are provided by the builder or other sources, are subject to change without notice, and are not guaranteed. Square footage is approximate. This page is informational only and is not an offer to sell. Information last verified Jul 13, 2026.