
Rio Vista at Rancho Mercado
About Rio Vista at Rancho Mercado
Rio Vista at Rancho Mercado is a Taylor Morrison community in Surprise, AZ, currently selling homes priced from $370,990 to $439,990. Four floor plans range from 1,504 to 2,299 square feet with 3 to 5 bedrooms, and six quick move-in homes are available for buyers seeking a shorter timeline. The community carries a monthly HOA fee of $99 and includes features across categories such as LiveSmart technology, energy-saving construction, quality building details, designer kitchens, and upgraded bathrooms.
Current incentives
Limited-time reduced rate available now when using Taylor Morrison Home Funding, Inc. Rate from 4.50% (4.60% APR).
Requires the builder's preferred lender · Ends Jul 31, 2026 · Verified Jul 13, 2026
Full terms & fine print
Whether this can be combined with other offers is set by the builder — confirm before relying on stacking incentives.
Limited Time Fixed Interest Rate 4.50% / 4.60% APR ("Promotion") valid on new home contracts entered as of 6/24/26 - 7/12/26 ("Promotion Period") on select Phoenix area Quick Move-in Homes that close on or before 8/5/26 (each, an "Eligible Home"). The advertised annual percentage rate ("APR") of 4.60% APR is calculated using seller incentives and is based on a Conventional 30-Year fixed rate mortgage with a Total Purchase Price of $500,000 and a loan amount of $400,000, 20% down payment and 780 median credit score. Available for conventional conforming loan limits, owner-occupied only. Taylor Morrison has locked in, through Taylor Morrison Home Funding, Inc. ("Affiliated Lender"), a fixed interest rate for a pool of funds (minimum loan amount $225,000). Rate is only available for a limited time until pool of funds is either depleted or rate expires. At closing, Seller agrees to pay up to $8,000 towards seller paid Temporary Buydown Fund, closing costs, up to one year HOA Dues, pre-paids and/or discount points. For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.taylormorrison.com/home-financing prior to submitting offer to qualify for the finance Promotion; (2) use the services of Closing Agent selected by Seller and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria. Seller reserves the right to modify the above finance Promotion terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must use both the Closing Agent selected by Seller and finance through Affiliated Lender to receive the finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines. Maximum seller contributions apply. Not to be combined with any other incentive offer, except as otherwise expressly set forth above or in an Incentive Addendum to the Purchase Agreement. Other restrictions may apply. Taylor Morrison Home Funding, Inc. is not acting on behalf of or at the direction of HUD/FHA or the federal government. Not all Borrowers will qualify. Services not available in all states. Taylor Morrison Home Funding, Inc. NMLS #8588, 495 N. Keller Rd. Suite 550, Maitland, FL 32751. Licensed locations: AZ: #0917436 | CA: DFPI #4130023 | CO: Registration #8588, PH# (866) 379-5390 | FL: MLD1920 | GA: #52654 | IN: #DFI-66890 | NV: #3938 (branch located at 1820 Festival Plaza Dr., Ste. 220A, Las Vegas, NV 89135 PH# 702-680-1085) | NC: #L-191654 | OR: #ML-4272 | SC: #MLS-8588 | TX: #8588 | WA: #CL-8588 | www.nmlsconsumeraccess.org
What these offer types mean
- Rate program
- The builder lowers your mortgage interest rate, either for the first year or two or for the life of the loan. Terms and APR vary and usually require the builder's lender.
Incentives can change or end without notice, vary by home and buyer eligibility, and may require financing through the builder's preferred lender. This platform does not guarantee availability. Verify all terms directly with the builder before relying on any offer.
Floor plans (4)
Quick move-in homes (6)

Rio Vista at Rancho Mercado by Taylor Morrison

Rio Vista at Rancho Mercado by Taylor Morrison

Rio Vista at Rancho Mercado by Taylor Morrison

Rio Vista at Rancho Mercado by Taylor Morrison

Rio Vista at Rancho Mercado by Taylor Morrison

Rio Vista at Rancho Mercado by Taylor Morrison
Included home features
Every home in Rio Vista at Rancho Mercado is built with an included suite of features.
LiveSmart
- Smart thermostat
- Wi-Fi garage door opener
- Carbon Monoxide detector
- LED disc lights (per plan)
- Video doorbell
Energy Saving Features
- Clean, efficient natural gas furnace
- High Efficiency minimum of 14 SEER A/C system
- Air Ventilation Fan for Home
- Rinnai® tankless gas water heater on garage exterior
- Energy saving composite rated exterior wall insulation
- Energy saving ceiling insulation over livable areas
- High-Performance, Low-E, dual pane, vinyl insulated windows
Quality Construction Features
- Varied exterior elevations by plan
- Stone or brick exterior accents (per elevation)
- Distinctive water saving front yard landscaping
- Stylish 8 ft. front entry door
- Expansive covered outdoor living w/stucco columns
- Stucco exterior finishes (per elevation)
- Concrete block enclosed rear & side yards
- Large covered front porch (per plan)
- Coach lights at garage door
- 2 Hose bibs
- DuPont™ Tyvek® HomeWrap® for energy efficiency
- TAEXX© Built-in Pest Control System and Borate Termite Treatment with Three Year Warranty
- PEX plumbing system
- Post-tension slab
- Garage door openers
- Micro duct conduit for future fiber optic
Inside Your Home
- Contemporary 9 ft. volume ceilings for single levels & first floors of two stories
- Generous window sizes for spacious ambiance
- Large format tile at foyer, kitchen, laundry and baths (per plan)
- Sherwin-Williams® Low VOC Paint
- Luxury carpet at no-tile areas
- Rounded interior corners throughout
- Hand troweled texture interior walls
- Flat interior paint throughout
- Elegant baseboards & door casings
- Designer interior doors
Designer Kitchen Features
- Granite counter tops
- Custom recessed panel cabinets
- Durable stainless-steel kitchen sink
- GE® Appliances
- Moen® Hands-Faucet
- R/O pre-plumb to refrigerator/pre-plumb for ice-maker line
- Built-in microwave hood vented to outside
Luxurious Bath Features
- Moen® Eco-friendly Bathroom Shower Heads & Faucets
- Private water closet
- Executive height vanities at primary bath
- Full width mirror & medicine cabinet
- Cultured marble countertops with integrated square sinks (per plan)
- Standard Vikrell® surrounds
- Water conserving elongated commode
- Roomy walk-in closet/abundant shelving
Location
25622 N. 142 Lane, Surprise, AZ
Around the area
Points of interest near Rio Vista at Rancho Mercado, as published by Taylor Morrison.
EDUCATION
- Asante Preparatory Academy · Public | Grades: PK,KG,1,2,3,4,5,6,7,8 · 3 mi · 2/10
- Willow Canyon High School · Public | Grades: 7,8,9,10,11,12 · 6.73 mi · 3/10
ENTERTAINMENT
- Arizona Balloon Flights · Tourist Attraction · 7.51 mi · 5/5
- Lake Pleasant Cruises · Tourist Attraction · 11.62 mi · 4.8/5
- Luke Airshow Viewing · Museum · 11.8 mi · 4.8/5
- Paqua Park at Scorpion Bay Marina · Amusement Park · 12.13 mi · 4.9/5
- Rainbow Ryders Hot Air Balloon Co. · Tourist Attraction · 12.16 mi · 4.8/5
- World of Illumination - N. Phoenix · Amusement Park · 12.57 mi · 4.8/5
- ArtSpace West · Museum · 13.9 mi · 5/5
- Owynn’s World of Adventure · Amusement Park · 14.01 mi · 4.9/5
- Martin Auto Museum and Event Center · Museum · 14.2 mi · 4.9/5
- IMAX at AMC · Movie Theater · 14.42 mi · 5/5
DINING
- Arrowhead Grill · Restaurant · 8.66 mi · 4.7/5
- Sam's Club · Bakery · 8.84 mi · 4.4/5
- Buca di Beppo Italian Restaurant · Restaurant · 9.34 mi · 4.7/5
- Arrowhead Towne Center · Restaurant · 9.54 mi · 4.4/5
- Dutch Bros Coffee · Cafe · 10.21 mi · 4.6/5
- Oregano's · Restaurant · 10.72 mi · 4.4/5
- Peoria Cafe · Cafe · 11.64 mi · 4.5/5
- Carrabba's Italian Grill · Restaurant · 11.91 mi · 4.4/5
- Westgate Entertainment District · Restaurant · 13.73 mi · 4.6/5
- Barnes & Noble · Cafe · 14.66 mi · 4.6/5
SHOPPING
- Trader Joe's · Supermarket · 4.1 mi · 4.7/5
- Sprouts Farmers Market · Supermarket · 5.16 mi · 4.5/5
- Marshalls · Department Store · 5.37 mi · 4.4/5
- Target · Department Store · 5.37 mi · 4.4/5
- Albertsons · Supermarket · 7.86 mi · 4.4/5
- Costco Wholesale · Department Store · 9.1 mi · 4.5/5
- Family Dollar · Supermarket · 9.21 mi · 4.4/5
- AJ's Fine Foods · Supermarket · 9.9 mi · 4.5/5
- Lee Lee International Supermarkets · Supermarket · 11.67 mi · 4.4/5
- WinCo Foods · Supermarket · 11.74 mi · 4.6/5
SERVICES
- Asante Library · Library · 2.97 mi · 4.8/5
- Sun city West library book drop · Library · 3.43 mi · 5/5
- Hollyhock Library · Library · 6.07 mi · 4.8/5
- Banner Boswell Heliport · Airport · 8.91 mi · 5/5
- Midwestern University Library · Library · 11.16 mi · 4.8/5
- Armed Forces Bank · Bank · 11.82 mi · 4.8/5
- PHX Premier Black Service · Airport · 12.24 mi · 5/5
- White Tank Library · Library · 12.38 mi · 4.8/5
- Glendale Airport Hangars · Airport · 13.39 mi · 4.7/5
- Phoenix General Satellite Hospital Heliport · Airport · 14.88 mi · 5/5
HEALTH AND SAFETY
- Peoria Fire Department Station 196 · Fire Station · 3.22 mi · 5/5
- Surprise Fire-Medical Station 302 · Fire Station · 4.01 mi · 5/5
- Surprise Fire-Medical Station 306 · Fire Station · 4.69 mi · 5/5
- Peoria Fire Department Station 195 · Fire Station · 5.41 mi · 5/5
- Surprise Fire-Medical Station 301 · Fire Station · 5.69 mi · 5/5
- Surprise Fire-Medical Station 303 · Fire Station · 6.83 mi · 5/5
- Sun City Fire District Station 131 · Fire Station · 7.39 mi · 5/5
- Peoria Fire Department Station 197 · Fire Station · 8.27 mi · 5/5
- Glendale Fire Department Station 155 · Fire Station · 10.83 mi · 5/5
- Phoenix Fire Department Station 48 · Fire Station · 11.28 mi · 5/5
Frequently asked questions
Does Taylor Morrison provide design assistance at Rio Vista at Rancho Mercado?
Yes, homebuyers can choose from Canvas by Taylor Morrison, a set of pre-curated design collections built around cabinetry and flooring with coordinating finishes. This makes it easier to personalize a home without having to make every design decision from scratch.
Can buyers get financing help at Rio Vista at Rancho Mercado?
Taylor Morrison connects buyers with mortgage guidance and financing options through its affiliated lender, Taylor Morrison Home Funding. Prospective buyers can apply for prequalification to move forward with confidence.
Where is the Rio Vista at Rancho Mercado community located?
Rio Vista at Rancho Mercado sits at 25622 N. 142 Lane in Surprise, AZ, just north of W. Happy Valley Road and east of N. 147th Avenue. The location is close to shopping and dining spots like Target, Home Depot, Ulta and Biscuits Cafe.
Is a real estate agent required to buy a home at Rio Vista at Rancho Mercado?
Using a real estate agent is entirely optional when purchasing at this Taylor Morrison community. A Taylor Morrison Sales Associate is available to guide buyers through every step of the purchase process, whether or not an agent is involved.
Are virtual tours available for homes at Rio Vista at Rancho Mercado?
Taylor Morrison offers virtual tours of the model home and select quick move-in homes, viewable on a smartphone, tablet or computer. These tours are meant for general illustration, so an in-person visit is recommended to fully experience each home's features and surroundings.
What price range and floor plans are available at Rio Vista at Rancho Mercado?
Homes at Rio Vista at Rancho Mercado range from $370,990 to $439,990 across 4 available floor plans, with 6 quick move-in homes currently offered. The community also carries a monthly HOA fee of $99.
What amenities can residents enjoy at Rio Vista at Rancho Mercado?
The community features basketball, volleyball and pickleball courts, a dog park, a playground, and trails that wind throughout the neighborhood. These amenities support an active, family-friendly lifestyle for residents.
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Pricing, availability, incentives, dimensions, and completion dates are provided by the builder or other sources, are subject to change without notice, and are not guaranteed. Square footage is approximate. This page is informational only and is not an offer to sell. Information last verified Jul 13, 2026.


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