Quick move-in home

39793 Penn Road

at The Town Collection at Independenceby Taylor MorrisonElizabeth, COUpdated in the last 2 days

$613,9903 bd2.5 ba2,274 sq ft

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Price
$613,990
Beds / Baths
3 bd / 2.5 ba
Square feet
2,274
Construction stage
Est. completion
October 2025
Lot
0030303
Garage
2-car
Stories
2

About this home

The Estes at 39793 Penn Road is a two-story, 2,274-square-foot home in The Town Collection at Independence in Elizabeth, CO, built by Taylor Morrison. It offers 3 bedrooms, 2.5 bathrooms, and a 2-car garage, with an open-concept main level, a kitchen island, a flex room off the foyer, and an upstairs primary suite alongside two secondary bedrooms and a loft. Priced at $613,990, this home is expected to be complete on October 31, 2025.

Built on the Estes floor plan. This page describes a specific physical home; the plan page describes the build-to-order concept.

Incentives that may apply to this home

Rate program
Lower your rate for the first 7 years

Secure a Conventional 7/6 Adjustable Rate Mortgage with no discount fee. Enjoy a starting rate of 3.875%/5.218% APR for the first 7 years of your loan. Beginning in year 8, your rate will adjust every 6 months based on market changes when using Taylor Morrison Home Funding, Inc.

Requires the builder's preferred lender · Ends Jul 31, 2026 · Verified Jul 13, 2026

Full terms & fine print

Whether this can be combined with other offers is set by the builder — confirm before relying on stacking incentives.

Limited Time Conventional 7/6 Adjustable Rate Mortgage ("ARM") Interest Rate starting at 3.875%/5.218% APR ("Promotion") valid on new home contracts entered as of 7/1/26 - 7/31/26 ("Promotion Period") on select Denver area quick move-in homes that close on or before 8/31/26 (each, an "Eligible Home"). The advertised Annual Percentage Rate ("APR") of 5.218% APR is based on a Conventional 7/6 ARM, 30-year fully amortizing term, with a Total Purchase Price of $500,000 and a loan amount of $400,000, 20% down payment and 780 median credit score. The initial starting interest rate is 3.875% for 84 months. After the initial period, the variable interest rate and payment may adjust every six months and is subject to change based on the 30-Day Average Secured Overnight Financing Rate ("SOFR") index and may be higher or lower after closing plus a margin of 2.75%. The maximum change in the interest rate is up to 5% at the first adjustment, up to 1% every six months thereafter with a maximum lifetime adjustment of 5% (max life interest rate of 8.875%) and your payment will increase. Available for conventional conforming loan limits, owner-occupied only. Taylor Morrison has locked in, through Taylor Morrison Home Funding, Inc. ("Affiliated Lender"), an adjustable interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires. For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.taylormorrison.com/home-financing prior to submitting offer to qualify for the finance Promotion; (2) use the services of Closing Agent selected by Seller and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria. Seller reserves the right to modify the above finance Promotion terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must use both the Closing Agent selected by Seller and finance through Affiliated Lender to receive the finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines. Maximum seller contributions apply. Not to be combined with any other incentive offer, except as otherwise expressly set forth above or in an Incentive Addendum to the Purchase Agreement. Other restrictions may apply. Taylor Morrison Home Funding, Inc. is not acting on behalf of or at the direction of HUD/FHA or the federal government. Not all Borrowers will qualify. Services not available in all states. Taylor Morrison Home Funding, Inc. NMLS #8588, 495 N. Keller Rd. Suite 550, Maitland, FL 32751. Licensed locations: AZ: #0917436 | CA: DFPI #4130023 | CO: Registration #8588, PH# (866) 379-5390 | FL: MLD1920 | GA: #52654 | IN: #DFI-66890 | NV: #3938 (branch located at 1820 Festival Plaza Dr., Ste. 220A, Las Vegas, NV 89135 PH# 702-680-1085) | NC: #L-191654 | OR: #ML-4272 | SC: #MLS-8588 | TX: #8588 | WA: #CL-8588 | www.nmlsconsumeraccess.org

What these offer types mean
Rate program
The builder lowers your mortgage interest rate, either for the first year or two or for the life of the loan. Terms and APR vary and usually require the builder's lender.

Incentives can change or end without notice, vary by home and buyer eligibility, and may require financing through the builder's preferred lender. This platform does not guarantee availability. Verify all terms directly with the builder before relying on any offer.

Payment calculator

Est. monthly payment

$3,819/mo

Based on today's market rate

Monthly payment breakdown: Principal & interest $3,108 per month; Property taxes $609 per month; Homeowners insurance $102 per month.
Payment details
  • Principal & interest$3,108
  • Property taxes$609
  • Homeowners insurance$102
Price: $613,990

Estimate only — not a loan offer. Market average · updated 3 days ago.

View assumptions
  • Down payment 20% · Excellent credit.
  • Property tax 1.19% and homeowners insurance 0.20% of price per year (estimated; actual amounts vary by home).
  • Rate source: Optimal Blue via FRED.
  • APR (est.) 6.71% includes an estimated 2% closing-cost assumption; the note rate itself carries no fees.

Location

39793 Penn Road, Elizabeth, CO

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Pricing, availability, incentives, dimensions, and completion dates are provided by the builder or other sources, are subject to change without notice, and are not guaranteed. Square footage is approximate. This page is informational only and is not an offer to sell. Information last verified Jul 13, 2026.