14823 W Gray Fox Trail
About this home
This single-story home at 14823 W Gray Fox Trail in Los Cielos at Rancho Mercado offers 2,204 square feet with four bedrooms, three bathrooms, and a two-car garage, built to the 40R2 floor plan. The layout includes a primary suite with dual sinks and an oversized shower, plus additional bedrooms suited for guests or multi-generational living. Priced at $474,990, the home is currently available with an estimated completion date of July 31, 2026.
Built on the 40R2 floor plan. This page describes a specific physical home; the plan page describes the build-to-order concept.
Payment calculator
Est. monthly payment
$2,785/mo
Based on today's market rate
Monthly payment breakdown: Principal & interest $2,405 per month; Property taxes $241 per month; Homeowners insurance $40 per month; HOA $99 per month.Payment details
- Principal & interest$2,405
- Property taxes$241
- Homeowners insurance$40
- HOA$99
Estimate only — not a loan offer. Market average · updated 3 days ago.
View assumptions
- Down payment 20% · Excellent credit.
- Property tax 0.61% and homeowners insurance 0.10% of price per year (estimated; actual amounts vary by home).
- Rate source: Optimal Blue via FRED.
- APR (est.) 6.71% includes an estimated 2% closing-cost assumption; the note rate itself carries no fees.
Location
14823 W Gray Fox Trail, Surprise, AZ
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Pricing, availability, incentives, dimensions, and completion dates are provided by the builder or other sources, are subject to change without notice, and are not guaranteed. Square footage is approximate. This page is informational only and is not an offer to sell. Information last verified Jul 13, 2026.

